Personal or Narrative Essay: My Environmental Practices Essay

Presently it’s your chance to compose an individual or story exposition. For this sort of close to home composition, you are utilizing the primary individual point of view. Keep your composing casual. You can make associations with your readings, alluding to explicit significant subtleties from the â€Å"Ten Things† article, or whatever else you have perused on the best way to lessen your negative effect on the earth. In your creation, don't hesitate to share how you feel now about your own ecological practices, any bits of knowledge you have picked up, and thoughts you have for what's to come. Compose a five passage individual paper or story about the association between your way of life decisions and how they sway the more extensive condition. There are three stages to this task: Step An: In the principal hour subsequent to getting up in the first part of the day, make note of all that you use, and the nation where it was made. Makes notes likewise on your association with these spots, and the individuals in these spots, through the things you use. Step B: Make notes on what your best ecological practice may resemble, identified with the utilization of these things. As you would like to think, is what you are doing well now enough? In what capacity may you accomplish more? What is halting you? For thoughts on what else you could be doing to improve your own ecological practices, allude to your answers from Lesson An: Activity 1: â€Å"Ten Things You Can Do. † Step C: Choose to compose either an individual article, or a story. Note that individual papers quite often include some type of account, while story articles, regularly written in first individual, recount to a story from start to finish; however this doesn't mean they simply entertainâ€they disclose something to the peruser too. Review the accompanying qualities of the account and individual article: Narrative Essay: An account paper is a story that depicts a grouping of occasions, for this situation, true to life. Recollect the accompanying components of account papers: comes to a meaningful conclusion, presented in the main section has a start, center, and end occasions are picked to help the essay’s point incorporates the gadgets of story: plot, character, setting, peak, and consummation has a predictable perspective (the authors’ â€i. e. yours! ) incorporates sentiments about occasions begins as near the instigating episode (the occasion that starts the story) as conceivable incorporates just what is important to propel the activity Personal Essay: The individual paper comprises a battle for enthusiastic and scholarly trustworthiness. Recorded as a hard copy an individual paper, you show a helplessness and the mental fortitude to concede self-logical inconsistencies in the quest for truth. Recall the accompanying components of the individual article: quite often written in first individual comes to a meaningful conclusion, presented in the primary section, communicated in a proposal proclamation quite often some self-portraying substance or segment developed of genuine beliefs, trusts, convictions, questions, disarrays close, individual toneâ€admit the peruser into your internal considerations, musingsâ€as if your peruser is â€Å"eavesdropping on a brain in solitude† voice is conversational in style and tone, just as you are tending to a little crowd approach is pensive, yet can be humourous, not of forceful feelings, for example, fury or sharpness comes back forthright in the finishing up section with another point of view Personal/Narrative Essay Checklist: 1. Have you picked a theme you can be true about? Fabricated genuineness doesn’t fly in an individual article or first individual story. 2. Have you incorporated some personal part? 3. Is it true that you are searching out a reality in your paper?

Law of Tort. Majrowski v Guys and St. Thomas NHS Trust. Rylands v Coursework

Law of Tort. Majrowski v Guys and St. Thomas NHS Trust. Rylands v Fletcher - Coursework Example In this manner Ben is at freedom to seek after a case against X Ltd. in tort for Amir’s badgering gave he can prove the essential components comprising provocation. The way that Ben grumbled to the board previously and after the episode wherein he was secured a store storage room won't excluded X Ltd. from obligation under the standard of vicarious risk. In spite of a conventional notice, the badgering proceeded. The truth of the matter is, a business can be vicariously at risk regardless of whether the business doesn't know about the provocation prompting mental injury. Since Ben can validate badgering for which the business is vicarious at risk under the House of Lords’ understanding of the Protection from Harassment Act 1997 , Ben should demonstrate that the provocation occurred over the span of work. A business must be held vicariously at risk for the lead of a worker over the span of work. In such manner, the Salmond test is enlightening. The Salmond test gives that: A business will be at risk not just for an improper demonstration of a worker that he has approved, yet additionally for an unjust and unapproved method of doing some demonstration approved by the ace. 5 It can be gathered that since Ben whined previously and Amir’s provocation just strengthened, X Ltd. approved the provocation and in this manner Ben will have the option to meet the meaning of the Salmond test. As Lord Millett expressed, the Salmond test would go about as a guide for applying the law to various realities and circumstances.6 Vicarious obligation under the Protection from Harassment Act 1997 expands the Salmond test in that the representative need just be acting during work hours and in the workplace.7 Moreover, it was built up in Jones v Tower Boot Co. Ltd., that the Salmond Test may not be pertinent in instances of badgering. The Salmond test may just be pertinent in situations where an employee’s tortious lead is coordinated toward an outsider. In any case, when the employee’s lead is coordinated toward another representative, the business won't get away from risk. In such manner, the expression â€Å"in the course of employment† will be deciphered liberally.8 In the last examination, the test to be applied in setting up vicarious obligation, is whether the conduct whined of was to such an extent that it affected the victim’s capacity to play out his obligations. Basically, this means once the badgering happens during working hours and all the more particularly in the working environment, the business will be liable.9 In any occasion, there is no uncertainty that the tormenting or potentially provocation submitted by Amir, had an effect on Ben’s capacity to work. He took three weeks off work and upon his arrival was exposed to additionally harassing which rendered Ben unfit to come back to work. Subsequently in all the conditions, Ben has a case against his manager, X Ltd. for badgering at work under t he standards of vicarious obligation. B. Amir Section 1 of the Protection from Harassment Act 1997 accommodates another head of common/tort guarantees in regard of badgering. Common/tortious risk will emerge when an individual sets out upon a â€Å"course of conduct† that â€Å"amounts to provocation of another†. In spite of the fact that badgering isn't characterized by the 1997 Act, the House of Lords decided that provocation would incorporate causing uneasiness or distress†. Indeed, Section 3 of the 1997 Act allows the recuperation of harms in regard of nervousness and trouble coming about because of badgering. In addition Section 7 (2) gives that badgering incorporates â€Å"alarming the individual or causing the individual distress†. Segment 7(2) would absolutely incorporate the quiet calls just as the bogus report that Ben’s spouse was in the crisis room of the medical clinic. On the realities of the case for conversation, Ben has surely endur ed what can be portrayed as tension or distres

Junior Year of High School College Planning TKG

Junior Year of High School College Planning A lot of people think that junior year is the time to start getting serious about college plans, but that’s not quite true. While waiting until junior year to start college prep is common, you should really start during freshman year. But most people don’t. Lucky for you, we’ve created a junior year of high school college planning to do list so you can get organized.  Take your tests: The first step is registering for the SAT’s and/or ACT’s. It’s important to register in advance because spots fill up pretty quickly, so look for testing centers nearby and secure your spot. We suggest signing up for more than one test date: having options will make the day less stressful and you’ll walk into the test knowing you’ll still be able to take it again. Yes, you’ll lose the $47.50 should you decide not to take the test again, but that’s still a better option than frantically searching for an open spot the night before the test because you got stuck in traffic on your way to the first test date. We harp on the importance of being prepared but also realize that things happen, so do yourself a favor and book a second backup option. School Tours:  Choosing a college is a lot like picking out an entree from the 70 page menu at Cheesecake Factory: you’re overwhelmed at the sheer amount of options, not sure where to begin, and unsure of what you’re looking for. The good news is that starting your college tours doesn’t have to be as overwhelming as deciding between double chunk chocolate or vanilla caramel swirl cheesecake.  Many people think that because their best friend, parent, or grandparent went to X school that they should start things off by touring there, but the best place to start touring schools is actually a college that is close to where you currently live. And we really do mean any college. You’ll save time and money by touring a nearby school and create a basis for comparisons moving forward. You won’t know much about the specifi cs of any college before you visit, so just start looking and eventually you’ll be able to compare and contrast. Keep the following in mind during your first visit: 1. Size2. Culture3. Proximity to home4. Programs offeredWe’ve created a college visit notepad for students to take to campus tours with them, and we highly suggest you use it. It’s not enough to say that you just didn’t like something, you need to know why you didn’t like it. If you did like it, was it the culture? Campus? Location? Make sure to keep all of your notes and update them immediately after the visit while things are still fresh. If you’re curious, we’ve also written about how many colleges to visit. We advise against touring Ivy League schools before you take tests. Once you’ve gotten your first local college visit out of the way, it’s important to tour schools that align with your test scores and grades. Part of the reason people fall in love with reach schools is because they’re untoucha ble, so you should make sure that a majority of the schools you’re looking at are within reach. Expand extracurriculars: It looks more than a little suspicious when students take on a bunch of extracurriculars during their senior year, so focus on two to four areas of interest and build those out starting junior year (although ideally before.) Your extracurriculars should be somewhat concentrated so zero in on your passions and find ways to get involved and advance your skill set.  Network with teachers for recommendation letters: Start thinking about which teachers you want to ask for recommendation letters at the beginning of the year, and more importantly, become the kind of student a teacher actually wants to write a recommendation letter for. Help out, offer to do extra work, and take on more responsibilities. Ask teachers during your first semester and make sure you give them enough time to write them. Take SAT2’s: Students at TKG take two SAT2’s. We know that some coll eges no longer require them but it’s better to take them just in case you need them. Always. Be. Prepared. Create common app account:  This is one pretty self explanatory. Create your common app in June and start brainstorming essay topics.  Junior Year To Do List: Take tests early Tour early and tour oftenExpand extracurriculars Network with teachers for recommendation lettersTake SAT2’sCreate common app account We can’t stress enough the importance of staying on top of your college planning during junior year. We know the application process can be daunting, but checking items off of this list will make for a much less stressful (and more enjoyable) senior year.  We’re really good at helping students through this process, so reach out if you want our help.

American Public And Securing The National Interest Of The...

Title Dhwani Patel Word count: Being the president who set out to escape the norms in achieving my goals for the American public and securing the national interests, I have persevered and illustrated periods of triumphs and have endured times of oppositions. Nonetheless, there have been improvements and disagreements throughout my time in the office. Over the course of these previous eight years, America has observed persistence in job increases, greater transparency, formidable economic growth, and an increase in jobs in the auto industry (Jackson). In a matter of time, I will be stepping out of the office and handing over my position to president-elect Donald TrumpI hope to have made a difference in the lives of the American public during my time in the office. The greatest achievement that I have been able to accomplish in terms of securing the material national interest of the United States has been the agreement of the Trans-Pacific Partnership. This trade agreement amongst twelve member states (United States, Canada, Chile, Peru, Zealand, Australia, Brunei, Singapore, Vietnam, Malaysia, and Japan) was adopted to strengthen the economic ties for a more interconnected global economy. For the average working American it shows great promise to increase their income and for the nation as a whole. It also possesses the potential to allow for the growth of the nation’s GDP and annual exports, thereby increasing the living standard.Show MoreRelatedImmigration Is Not As Black And White1456 Words   |  6 Pagesof work. In a recent gallop poll taken in June and July of 2015, the public responded to the question: â€Å"In the United States, in your view, should immigration be kept at its present level, increased, or decreased?† 40% responded saying that it should be kept at its present level, 25% said it should be increased, and 34% said it should decrease; (1% had no opinion). (Gallup) Immigration has been a core value of the United States since our beginning and it will continue to be a pertinent one. EachRead MoreHomeland Security And The Security1435 Words   |  6 PagesDifferences The idea of securing the nation’s borders and securing the safety of the citizens has been a major topic since the beginning of the nation’s existence. There have always been means and procedures for it but it was never defined to the point it is today. The Homeland Security Department is a fairly new program which is constantly improving and adjusting in accordance to the threats that may arise. In the attempt to secure the United States, homeland security has become paramount and aRead MoreEssay On Why I Want To Be An Intern707 Words   |  3 Pagesto express my interest in securing a position as an Intern for the House Judiciary Committee this summer. I am currently a sophomore at Emory University in Atlanta, Georgia, studying both Political Science and Philosophy on the Pre-Law track. My interests, experience and enthusiasm drew me to this opportunity and I would like to share a little about myself. As an undergraduate at Emory, I actively advocate for my beliefs, principles, and values. I founded Emory’s Young American for Freedom chapterRead MoreAnalysis Of The Book Overthrow By Stephen Kinzer1713 Words   |  7 PagesThe United States government engaged in â€Å"regime change operations† throughout the late 19th and 20th Centuries. The United States government overthrown foreign governments for economic benefits. Some economic benefits that were gained would be promoting American economic interests and access to natural resources. For instance securing trade and support for American private investment abroad was another way United States gained economic benefits. While reading the book Overthrow by Stephen KinzerRead MoreEssay on The Rise of the American Empire1639 Words   |  7 Pagesburgeoning superpowers. A new world order began to take shape with the United States and USSR vying to establish their own hegemony. Aside from causing a major shift in geopolitical power, WWII also solidified the integral role oil played politically in national security. However, following the war the United States was no longer the world’s largest oil producer and was unable to maintain self-sufficiency as it had in the past. As a national security imperative oil was more important at this point thanRead MoreJames Madison And The Federal Convention Essay896 Words   |  4 Pagesvision of government lined up with the Virginia Plan presented by Edmund Randolph to the Federal Convention on May 29th, 1787. This plan stressed the interest of a stronger national government, with representation in the legislative branch based on the apportionment of people, instead of states, and subjected state laws to a veto by the national government. Despite the early plan of government, it is more realistic to assert that Madison’s vision for government was pliable, and that his vision evolvedRead MoreHomeland Sec urity1093 Words   |  5 Pagesâ€Å"How much freedom are Americans willing to give up for safety from terrorists?† We the people of the United States are willing to give away our natural born rights to be a safer nation. Millions of innocent lives were lost on 9-11-01. A problem not widely discussed in the United States much until September 11, 2001 the date of the attack from terrorist organizations on the world trade centers’ New York towers in New York City. The United States of America has not worried much about self-defense orRead MoreEssay on Government Secrecy1367 Words   |  6 PagesGeorge W. Bush has a different outlook. From the first days of his administration, President Bush has taken steps to tighten the governments hold on information and limit public scrutiny of its activities. Expansive assertions of executive privilege, restrictive views of the Freedom of Information Act, increasing use of national security classification, stonewalling in respons e to congressional request for information Ââ€" all these were evident even before the September 11 attacks (At Issue: Has theRead MoreThe Women s Suffrage Movement1535 Words   |  7 Pages18, 1920 the Nineteenth Amendment, which prohibited any United States citizen from being denied the right to vote on the basis of sex, was ratified. This amendment represented nearly eighty years of struggle for American suffragists. Throughout this arduous journey the suffrage movement evolved alongside the women who embodied it, each generation splintering into moderate and radical factions. Since its founding in 1890, the National American Woman Suffrage Association (NAWSA) had been the leadingRead MoreThe American Foreign Policy Changed Over Time1606 Words   |  7 Pages The American foreign policy changed over time has reflected in its national interest. Foreign policy is a major issue for the people today is because after the terrorists attacked in Paris, they killed over a hu ndred people. Therefore, the United States wants to go start a war with terrorists in Isis. But Congress prevents the United States from going in war with Isis.They claim if they were start a war with Isis, it will promotes more terrorists in the country. Also, they said it would

The exchange rate risks and the factors that managers should consider - Free Essay Example

Sample details Pages: 8 Words: 2472 Downloads: 5 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Exchange rate risk is one of the most important factors managers should consider while dealing in outside the country in foreign currency. To reduce the volatility in future cash flows and to protect from losses due to change in currency rates stimulates the firm to go for a hedging strategy to cater currency risk problem. Billing in home currency, Forwards, Futures, Options and hedging through money markets are the potential strategies firm can adopt to hedge their currency risk. Don’t waste time! Our writers will create an original "The exchange rate risks and the factors that managers should consider" essay for you Create order Giving right to purchase or sale not the obligation, paying premium at the time of contract and to some extent the flexibility in exercising the contract are the potential factors that discriminate Currency forward options with currency forward fixed contracts. The right to buy or sale allows the firm to minimize the risk and maximize the profits as compared to option contract at the cost of premium paid at the time of contract. In the case of firm it was found that the selecting forward contract is the best hedging strategy as company can get maximum proceeds in dollars from this strategy as compared to billing in US dollars or money market hedge. Company can earn 33306022.4 dollars from forward contract which is 744399.5 dollars more than billing in US dollar strategy and 342602.6 dollars more than money market strategy. 1. Introduction: Today this is a world of globalization where firms are broadening their activities across the boundaries and not restricted themselves for local operations only. Access to new markets, raw materials, new technology, to seek production efficiency, diversification and to avoid political and regulatory risks are the potential factors that stimulate the firms to go global (Brigham and Houston, 2008:747). While dealing in across the border a number of factors like exchange rate risk, political risk, regulatory risk, cultural and language differences can affect the decision making of managers. Exchange rate risk is one of the most important factors in this respect. Exchange rate is the specified units of a given currency that are equal to the one unit of another currency. So whenever international financial managers are dealing in foreign currency instead of their local currency, an analysis of exchange rate risk should make to assess the real value of transaction. 2. Why hedging Exchange Rate risk: Exchange rate risk management becomes more critical for the firms dealing in import and export where change in currency rate can lead to a volatile cash flow. It was Adler and Dumas who have explain the exchange rate exposure phenomena as the volatility in cash flows because of unexpected increase or decrease in foreign exchange rate (1984). As a key source of uncertainty for companies exchange rates evidenced a volatility of ten times of inflation rate and four times of interest rate all over the world (Jorion, 1990). Froot et al. have found that volatility in the cash flows due to change in exchange rates can lead to a shortage of finance and as a result direct the company for costly external financing (1993). Though researchers found a small economical and significant effect between firmacirc;â‚ ¬Ã¢â€ž ¢s value and the change in exchange risk (Griffin and Stutz, 2001) but still it increases opportunity cost and the uncertainty about the future cash flows. So hedging exchan ge rate risk is very important to avoid this uncertainty of losses. As the firm is expecting to receive 500 million Mexican pesos in next 6 months while those Pesos will be used in home country. So after receiving those pesos they have to convert into dollars to use in US. Today if company receives those 500 Poses and converted it on spot bid rate (rate at which you can buy Dollars in exchange of other specified currency at the spot) then firm will receive 500000000 / 15.3555 = 32561622.9 dollars. But firm will get these Pesos in next 6 month and what will happen if the spot bid rate does change? Now suppose if the Mexican Pesos depreciated after 6 month and spot bid rate changes from 15.3555 to 15.5 Poses/Dollar and firm converted those Poses into Dollar then the firm will receive 500000000 / 15.5 = 32258064.5 Dollars which is 303558.4 (32561622.9 32258064.5 = 303558.4) less than today amount of Dollars if converted. So it is very important to manage this risk arises due to change in exchange rate and hedging exchange rate risk to avoid future cash flow volatility. 3. Techniques of hedging Exchange Rate risk: Above illustration shows the importance of hedging exchange rate risk especially when foreign currency is expected to appreciate for an importer or depreciation in foreign currency for an exporter while payments or receipts are made in foreign currency. Firms use derivative instruments to hedge their exchange rate risk and to avoid the volatility in their cash flows all over the world (Froot et al., 1993). Following are techniques to hedge exchange rate in this respect. 3.1 Billing in home currency: While dealing in foreign exchange currencies in their operations one can deal in three different currencies Home Currency Counter partyacirc;â‚ ¬Ã¢â€ž ¢s home currency Third country currency Dealing with home currency transaction is the easiest way to hedge the currency risk as whenever the payment is paid you will receive in home currency and no need to convert it with other currency that can lead to volatile cash flows, but this holds true if home currency is stronger and expected to appreciate with respect to that currency (Grath, 2008:98). While if foreign currency is expected to appreciate i.e. forward rate is less than spot rate then you can hedge yourself through forward contracts with more returns. 3.2 Currency Forwards: It is an obligatory sale or purchase agreement of a specified number of units of a currency with a specified exchange rate in replace of another currency at a future date. The agreed rate can be different from spot rate but it did not assure that on that future date spot price of that currency will be same as this forward rate. This forward rate is been determined according to interest rates and to market situation plus bank commission (Grath, 2008:98). These are over the counter contracts and time period of the transaction should be more than 2 days after transaction and in the foreign exchange market nearly 10 percent of all transactions are forward contracts (Homaifar, 2004:41). It is an obligation on both the parties and at the maturity of contract one party has to sale and other has to purchase that specified numbers of units at that agreed price. In these contracts one can hedge his exchange rate risk by transferring it to the counter party. Currency forward contracts allows a firm to hedge its exchange rate risk by locking the price to be paid against foreign currency as the value of that currency may appreciate over time (Madura, 2006). For example as firm is expected to receive 500 million Pesos whose spot rate is 15.3555 and we made a 6 month forward contract whose rate is 15.0123 and hedge our risk. Now whatever the spot price will be after 6 months bank is obligatory to exchange those Pesos at 15.0123 exchange rates and risk has been transferred to bank. If the spot rate at that time is more than forward rate then bank will enjoy premium and if the exchange rate falls than forward rate than risk bank will bear losses. Though currency rate risk is been catered in forwards with customized options but as these are over the counter contracts usually made by bank, so the risk of default of that bank is associated and on the other hand liquidity before maturity of these contracts are also been an issue to be considered. 3.3 Futures Contract Having all features of forward contracts but standardized features along with trading in exchange makes it different from forwards. As Futures are traded on exchange, so the risk of default is guaranteed by that exchange. Unlike forwards these are standardized contracts where you just have to choose your contract. 3.4 Currency Options: These are the contracts in which the buyer of option has the right, but not the compulsion to sale or buy a specified number of units of a currency at a agreed rate during some future date (Grath, 2008:101). Unlike forward or futures it did not create obligations to the party to execute the contract but it provides the right to the option holder whether to execute the contract or not at the time of maturity. A call option provides to its owner the right to purchase while a put option gives the right to sell a specified number of foreign currency in exchange of home currency at a particular price (also called strike price), on or before some specified expiration date (Marcus, 2004:656). Option holder has to pay some premium at the time of contract but at the withdrawal option holder will loss that premium. Both options at over the counter and tradable options are available. Suppose you buy a put option to sell 5oo million Mexican Poses after 6 month with a premium of $1000 at the ra te of 15.2 Poses / Dollar and today spot price is 15.3555 Poses / Dollar. Now after 6 months total value of option will be $32893736.8 (500000000 / 15.2 $1000). You will exercise the put option if the spot rate at that time will be at least 15.2004 poses / dollars (500000000 / 32893736.8) as at this level there is no profit and no loss. So decrease in spot rate at that time from this level will increase the profitability in dollars while any increase from this level will lead to withdraw from option as it will increase the loss. 3.5 Hedging through Money Market: It is a process by which one can borrow and deposits different currencies in different countries having different interest rates to eliminate the currency risk. Here the logic is different interest rates in different countries and we try to cater our currency risk through those interest rate differentials. 4. Calculations of three chosen approaches: Bid Rate Ask Rate Spot rate (Peso/USD) 15.3555 15.3561 Six months forward (Peso/USD) 15.0123 15.0134 Six months interest rates U.S Mexico Deposit 3.1% p.a. 1.6% p.a. Borrowing 5.1% p.a. 2.6% p.a. 4.1 Billing in US Dollars: As firm is expecting 500 million Mexican poses in next 6 months. Now if firm contracted with its customer to pay in US dollars then today he will fix dollar amount to be paid after 6 months according to current spot rate as given. Dollars to be paid = 500000000 / 15.3555 = 32561622.9 US Dollars Now after 6 months company will receive 32561622.9 dollars from its customer and company has hedged himself to this amount of dollars. Now whatever the exchange rate will be after 6 months company will receive 32561622.9 dollars. 4.2 Currency Forward Contract: Another option that can be used to hedge currency risk is forward contract. After entering a six month forward contract company can lock the exchange price of 15.0123 poses per dollar. Now whatever the price will be after 6 month company can exchange those 500 million poses into dollars at 15.0123 poses per dollar. So after 6 month company will receive following amounts. Receipts from customers = 500000000 poses Covert to Dollar at Forward rate = 500000000 / 15.0123 = 33306022.4 Dollars So after entering forward contract company has locked the conversion price at 15.0123 and can convert those 500 million poses into 33306022.4 Dollars after 6 months. 4.3 Money Market Hedge: Company can also go for a money market hedge where firm can borrow from Mexican money market for 6 months against some interest rate to be paid and convert this amount into Dollars. Then deposit this amount in home country money market for 6 months for some interest. When receive those 500 million poses from its customer, return the loan borrowed from Mexican money market and also receive money deposited in home country money market with interest. This all process is completed in following way Step 1 Borrow required Poses from Mexican market = 500000000 / [1 + (0.026 * 6/12)] = 500000000 / 1.013 = 493583416 poses Step 2 Covert these Poses into Dollars at current spot rate = 493583416 / 15.3555 = 32143754.1 Dollars Step 3 Deposit these Dollars into home money market at 5.1% p.a. Step 4 Now after 6 months firmacirc;â‚ ¬Ã¢â€ž ¢s repayment of loan (Principle + interest) from Mexican market becomes due Amount due to Mexican money market = Principle + Interest = 493583416 + 6416584 = 500000000 Poses Company will repay its 500000000 Poses loan after receiving from its customer. Company also will receive his deposited 32143754.1 Dollars along with 5.1% p.a. interest rate. Amount Receive from Home money market = Principle + Interest = 32143754.1 + (32143754.1 * 0.051 * 6/12) = 32143754.1 + 819665.73 = 32963419.8 Dollars So after 6 months company will receive a total of 32963419.8 Dollars. 4.4 Recommended approach: Company should go for forward contract to hedge its currency rate risk as company will receive maximum amount of dollars after 6 month in this approach. If company goes for billing in US dollars then it will receive 32561622.9 dollars which is not a good option as the forward rate is less than spot rate and company can gain 33306022.4 Dollars through forward contract even more than the proceeds will receive from money market hedge approach. In exercising the forward contract company can hedge his currency risk and also will earn 744399.5 (33306022.4 32561622.9) dollars more than billing n US dollar option and 342602.6 (33306022.4 32963419.8) more than the money market option. 5. Forward exchange fixed V/S forward exchange option contracts: Following are the critical features that distinguish these two Forward exchange fixed and forward exchange option contracts. 5.1 Option but not obligation: The main feature that differentiate forward option contract with forward fixed contract is the right to execute the contract and not the obligation. In option contract option holder can cancel the contracts while loosing his premium amount (Grath, 2008:101). This feature of option provides option holder more flexible risk management as he can cancel the deal if observing low proceeds of amount and also can got high profits if the exchange spot rate increases as compared to strike price (option exchange rate). While in forward you make a 100% hedge and lack at one price. 5.2 Premium: No premium is required to enter in a forward contract while for a forward option contract premium is required which act as insurance premium determined and varying according to interest rate level, market condition, time period of contract and expected fluctuations in currency Grath, 2008:102). This feature of options can make it costly as compared to forwards. But on the other hand it can also provide an opportunity for high profits. Unlike options there is no such premium required to enter in a forward contract but a little margin or commission. 5.3 Trading: Forwards are available in over the counter market while options can be accessed through both traditional and over the counter market. So both tailor made and standardized option contracts are available. 5.4 Exercise Time: As it is very difficult for an importer to figure out the exact time of payment or proceeds will receive in foreign currency, so option contract also can provide this kind of flexibility. For example if today (1 April) you but an option for 6 months at a strike rate of 15.43 Poses / Dollars and in agreement it is given that you can exercise this agreement from 1st September to 30th September. Now you have more flexibility in exercising the contract according to your need during the month of September. But in the case of forward contract you fix a future date and the contract will be exercised on that particular date.

Personal Narrative- A Lesson in Culture Shock Essay

Personal Narrative- A Lesson in Culture Shock â€Å" You want to be the same as American girls on the outside.† (Tan, Amy) Like Tan in her narrative â€Å"Fish Cheeks†, everyone has had a time in their lives when they wanted to fit in at school or home. Sometimes it is hard to try to blend into the surroundings. Moving from Boston to Tallahassee has taught me a lot about such things like honor, pride, and self-reliance. Such is related to us in Wilfred Owens’s â€Å"Dulce et Decorum est† which is about his experience in World War I. Sometimes experiences such as moving can teach more about life than any long lecture from any adult. As the old saying goes: â€Å"Actions speak louder than words.† Growing up in Boston for thirteen years did not prepare for†¦show more content†¦So exactly, how am I from there? Besides, I am a United States citizen since I was born here, so why would I leave my home country again? This experience has taught me that ignorance can be very dangerous. I received many threats, including being threatened to be shot at school. I felt just like Hope in â€Å"The Train from Hate†(Hope, Fran, because in all the years that I have been alive I had never experienced such prejudice. I began to question myself and realized that although I am not Muslim, I could show those people who wanted me to leave that I was a worthwhile person, so I became part of the dance team and was on yearbook staff. As time went by, things got better or at least for me they did. Last year I started to become more involved in church and at my church we have lots of migrant workers and their families that go there. I see them as fellow worshipers of the same God who were created equally to me. The sad reality is that we are not seen that way. Everyone seems to notice the fact that many work in the fields as their only personality. These people are not all the same but there are always a few to ruin it for the whole bunch. We see it on TV. It is all over the Internet; the many stories of drug dealers from Latin America being caught coming through the same tunnels immigrants use to get into the country. In addition, because of them not only are they closing the tunnels but also they all put up withShow MoreRelatedCharacter Analysis : Arabian Nightmares995 Words   |  4 Pagesthat she was a law student who abandoned her studies to become a sniper. Angel  is directed by Michael Cabot on a smoky stage where low lighting evokes the many scenes of the narrative. We first meet Rehana (Angel) at age 12 – her first experience with a gun is to be told by her father to destroy her badly injured dog – â€Å"a lesson you must learn†. Then at seventeen her father pulls her out of school to teach her to shoot accurately. This is a long and arduous process but her father persists. She isRead MoreThe Spirit Catches You And You Fall Down Addresses Experiences And Decisions1018 Words   |  5 Pagesmore humanistic, because we feel the healthcare provider’s frustration and their concerns becoming more salient, while we see how a breakdown in communication, can have heartbreaking results as felt by the Lees. I think the book’s by-product is a lesson in cultural competence that can educate health care, but it is also a story that is much more dynamic as it reflects upon the sociopolitical struggle of the Hmong Chinese, xenophobia, and reminds us of a dark period of time in American history, theRead More Comparing Bread Gi vers and How the Garcia Girls Lost Their Accents2809 Words   |  12 PagesDream of freedom and a better way of life, and their narratives have been recorded by various authors in both fiction and non-fiction stories. But can the fiction genre be considered a reliable source for studying the immigrant narrative? If American immigrant literature is to be used as a reliable source for understanding the immigrant experience, one needs to justify that this literature properly tracks the history of the immigrant narrative. In an effort to justify the fiction genre as aRead MoreShanghai Girls - Book Review2407 Words   |  10 Pagesgreat-grandfather left his village in China to immigrate in Los Angeles at the beginning of the last century. Although she is only 1/8 Chinese, she spent he childhood in the Chinatown of Los Angeles, and her familial background has given her roots in Chinese culture and has had a great impact on her life and work. See is the author of the critically acclaimed international bestseller, Snow Flower and the Secret Fan; Peony in Love; Flower Net (an Edgar Award nominee); The Interior; and Dragon Bones, as wellRead MoreShanghai Girls - Book Review2414 Words   |  10 Pagesgreat-grandfather left his village in China to immigrate in Los Angeles at the beginning of the last century. Although she is only 1/8 Chinese, she spent he childhood in the Chinatown of Los Angeles, and her familial background has given her roots in Chinese culture and has had a great impact on her life and work. See is the author of the critically acclaimed international bestseller, Snow Flower and the Secret Fan; Peony in Love; Flower Net (an Edgar Award nominee); The Interior; and Dragon Bones, as well asRead MoreMasculinity In Hip-Hop Analysis2066 Words   |  9 PagesIntroduction Masculinity in the Hip-Hop culture has been redefined repetitively as the genre grows in popularity. Created in the late 70’s, Hip-Hop was started as an outlet for residents of urban communities to express them and have fun through the music. As Hip-Hop grew into the 80’s and 90’ the genre also evolved as the artist began to voice what was going on in their day to day lives and in their communities; Hip -hop became a form of storytelling. Being that a lot of Hip-Hop artist had streetRead MoreMwds: the Invisible Man3683 Words   |  15 PagesMan. New York: Vintage International, 1995. Print. 2. Genre: â€Å"Had they planned it this way? But no, they wouldn’t catch me again. This time I had made the move†(195). The Genre of Invisible Man would be Bildungsroman, a word used to describe the personal development of education and formation. This quote carefully hints the identity recognition that the narrator is experiencing. The recognition that Ellison highlights shows the difference in the narrator and how he has come to the realization ofRead MoreFast Food Nation, by Eric Schlosser Essay1928 Words   |  8 Pagesshould know what lies behind the shiny, happy surface of every fast food transaction† (Schlosser 10). He wants people to be aware of what they are eating and spending their hard-earned dollars on for the sake of their wellbeing. He wants to show a personal account of the difficulties that everyday people endure trying to accommodate different aspects of a fast food meal possible to the consumer. By stressing this, Schlosser also shows the need for the sanitation of fast food to be dealt seriously.Read MoreAn Analysis of Theodore Roethkes My Papas Waltz3287 Words   |  13 P agesto do this, since she is the one observing, exercising control, and explaining the world to herself. The unexpected reciprocated observation by the father is unexpected and incomprehensible. The narrators tears at the end are likely related to the shock she experiences when she realizes her frame cannot control what she sees. Part 3: The Wrysons of Shady Hill, including Irene, are extremely passionate about things remaining consistently unchanged, especially in their neighborhood. It is thisRead MoreThe Sixties Scoop in Canada4155 Words   |  17 Pagessocial service workers attempted to ‘rescue’ children from their Aboriginal families and communities, devastating children’s lives and furthering the destitution of many families. Culture and ethnicity were not taken into consideration as it was assumed that the child, being pliable, would take on the heritage and culture of the foster/adoptive parents (Armitage, 1995). The forced removal of children and youth from their Native communities has been linked with social problems such as â€Å"high suicide

Electron Configurations free essay sample

The purpose of this lab was to explore how electron configurations vary around the periodic table. The lab also helped us examine the relationships between electron configurations and reactions. Analysis The first pattern we discovered was that the sum of the superscripts equaled the number of electrons in the atom. Then, we learned that as you travel across the periodic table (starting from hydrogen up to the element of interest) the superscript increases by one. After finally writing out the electron configurations for all the elements, the results revealed that the location of the element (block s, d, p, or f) states its highest energy sublevel. Using these patterns you can determine the electron configuration of any element by simply by looking at the periodic table. Let’s use Carbon(C) for example. The periodic table tells us that Carbon has a total of six electrons. Its location in the table is in block â€Å"p†, specifically the second period which means 2p. We will write a custom essay sample on Electron Configurations or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Now that you know where the electron configuration ends you simply fill in the preceding sublevels until you reach 2p. Just make sure the superscripts add up to six, the number of electrons in Carbon. Historically, elements are grouped together because of the similar characteristics that they share. For example, all elements in group 18 are noble gases. Well there can be a connection made by the historical reason for grouping elements in families and the electron configurations of the elements. Group 18 only contains noble gases. If you take a look at the electron configurations of each element all end in p? (with an exception of Helium which is only s? ). Neon’s electron configuration ends in 2p?. The two represents the period it is in and the six tells us that it is in the sixth column of block â€Å"p†. While noble gases are grouped for being such, their electron configuration also justify their reason for being organized together. The shape of the periodic table, after the lab, can be easily explained. As you know, that as you go across the periodic table the number of electrons in each element increases by one. So when you are doing electron configurations you can see that the different subshells have different letters which correspond to the different blocks of the periodic table. This is useful in writing electron configurations because the number of elements across from the first one in a period also matches the number next to the letter or block of a periodic table. This very close relationship makes it seem as if the periodic table was based off of electron configuration. The most stable configuration are those that do not react, gain, or lose an electron. The elements that have the most stable configurations are noble gases. They are the most stable due to having the maximum number of electrons in their outer shell. As a result, they rarely react with other elements since they are already stable. Other characteristics of the noble gases are that they all conduct electricity, fluoresce, odorless and are colorless Electron Configurations free essay sample The purpose of this lab was to explore how electron configurations vary around the periodic table. The lab also helped us examine the relationships between electron configurations and reactions. Analysis The first pattern we discovered was that the sum of the superscripts equaled the number of electrons in the atom. Then, we learned that as you travel across the periodic table (starting from hydrogen up to the element of interest) the superscript increases by one. After finally writing out the electron configurations for all the elements, the results revealed that the location of the element (block s, d, p, or f) states its highest energy sublevel. Using these patterns you can determine the electron configuration of any element by simply by looking at the periodic table. Let’s use Carbon(C) for example. The periodic table tells us that Carbon has a total of six electrons. Its location in the table is in block â€Å"p†, specifically the second period which means 2p. We will write a custom essay sample on Electron Configurations or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Now that you know where the electron configuration ends you simply fill in the preceding sublevels until you reach 2p. Just make sure the superscripts add up to six, the number of electrons in Carbon. Historically, elements are grouped together because of the similar characteristics that they share. For example, all elements in group 18 are noble gases. Well there can be a connection made by the historical reason for grouping elements in families and the electron configurations of the elements. Group 18 only contains noble gases. If you take a look at the electron configurations of each element all end in p? (with an exception of Helium which is only s? ). Neon’s electron configuration ends in 2p?. The two represents the period it is in and the six tells us that it is in the sixth column of block â€Å"p†. While noble gases are grouped for being such, their electron configuration also justify their reason for being organized together. The shape of the periodic table, after the lab, can be easily explained. As you know, that as you go across the periodic table the number of electrons in each element increases by one. So when you are doing electron configurations you can see that the different subshells have different letters which correspond to the different blocks of the periodic table. This is useful in writing electron configurations because the number of elements across from the first one in a period also matches the number next to the letter or block of a periodic table. This very close relationship makes it seem as if the periodic table was based off of electron configuration. The most stable configuration are those that do not react, gain, or lose an electron. The elements that have the most stable configurations are noble gases. They are the most stable due to having the maximum number of electrons in their outer shell. As a result, they rarely react with other elements since they are already stable. Other characteristics of the noble gases are that they all conduct electricity, fluoresce, odorless and are colorless